No matter how well you maintain your appliances, they will need repairs at one point or another. And as any homeowner knows, your appliances can break down at any time of the day and can be quite expensive to repair. That’s why many people purchase home warranty plans to save money on repairs and get excellent service 24/7.
Of course, it pays to shop around to find the best deal possible. From our experience, we can say the providers below offer top-notch benefits at very reasonable prices:
Before anything else…
It’s important to note the difference between a home warranty and home insurance. The latter is a kind of protection against fire, theft, damage, and injuries that occur on your property. A home warranty can help you pay for repairs when things in your house break down.
Here’s a clear example: if a fire damages your HVAC system, you should call your home insurance provider. If your HVAC conks out because its condensing unit wears down, you should call your home warranty provider.
American Home Shield
As years of ratings and reviews show, American Home Shield (AHS) is by far the most trusted home warranty company in Washington State. This trust was earned over a span of 45 years and the company remains as committed as ever to providing prompt, expert repair. Even more impressive is the fact that the country’s largest home warranty provider also has one of the highest satisfaction ratings. The reason for this is simple but crucial: no other company pays more in servicing claims than (AHS). That’s why it’s one of the top 10 home warranty companies in the country.
2-10 Home Buyers Warranty
The Colorado-based company is one of the original home warranty providers in the U.S. In fact, it has been protecting and repairing home appliances for almost four decades. Moreover, their service plans also cover defects in the builder’s workmanship or materials. Hence, if your drywall or plumbing was faultily installed, 2-10 Home Buyers Warranty has you covered. They have some 6,000 independent service contractors on call, so you are sure to get fast and reliable service 24/7.
Home Warranty of America
As part of the Direct Energy group, Home Warranty of America (HWA) makes use of its extensive network to help western U.S. residents with repair work. And this protection starts from the time a house has been listed for sale to when a new set of residents has just moved in. HWA also offers great packages to real estate agents like their 13-month home warranty offer – the only one that exists in the market. You can call them 24 hours a day, 365 days of the year so they are there to help you even at the most inconvenient of times.
AFC Home Club
This warranty company is all about making a customer’s life easy. For instance, its online quote system asks for very little personal information, so you can get an estimate in just a few clicks. Moreover, it has many great membership benefits. First, you’ll have an easier time applying for DealCash membership which can help you save money at restaurants and retailers. You can also get perks from Retail Benefits, including rebates from over 5,000 merchants. This is why it’s a top pick by ConsumersAdvocate.org and the Inc. 5000 list of America’s fastest growing companies.
America’s Preferred Home Warranty
America’s Preferred Warranty started in 1999 and has since become one of the leading home warranty firms in the country. Deductible plans can start as low as $50, so you don’t have to break the bank when something breaks at home. It also has specialized plans for multi-family, single-family, new constructions, townhouses, and condos so there’s sure to be an option that’s perfect for you. It has an A+ rating from the Better Business Bureau (BBB) and was hailed as the best regional home warranty company in 2017 and 2018.
This warranty company definitely lives up to its name by offering plans from $32 all the way up to $720. Even better, there’s no deductible—once you’ve purchased a plan, your protection kicks in and you won’t have to worry about shelling out money for repairs. Complete Protection also allows you to choose your own service technician. It also covers both actual repair and even preventive maintenance.
We hope that this list makes it easier for you to choose the best home insurance warranty. Want to know more about protecting your home? I can link you with real estate professionals such as home insurers, home inspectors, and more. Just call me, Lori Lewandowski, via 253-617-5922 or email me at lorilewandowski(at)gmail(dotted)com.